Saturday, January 12, 2013

The MoneySmart Family System: Teaching Financial Independence to Children of Every Age

Book Description

Is it possible to raise financially responsible kids of any age in a society filled with consumerism and entitlement?
New York Times best-selling authors Steve and Annette Economides raised their five kids while spending 77 percent less than the USDA predicted. And the money they did spend was also used to train their children to become financially independent. The MoneySmart Family System will show you how to teach your children to manage money and have a good attitude while they’re learning to earn, budget, and spend wisely.
Learn how to:
*Get the kids out the door for school with less stress. *End the battle over clothing—forever *Teach your children to be grateful and generous. *Inspire your kids to help with chores as a member of a winning team. *Prepare your kids for their first paying job. *Help your kids pay for their own auto insurance, and even pay cash for their own cars. *Employ strategies for debt-free college educations. *Truly help your adult children when they want to move back home. *Be prepared to deal with your adult children when they ask for bailouts.
With clear steps for children of every age, The MoneySmart Family System proves that it’s never too early, too late, or too hard to start learning financial responsibility.

 My take....

My child is a walking advertisement for whatever products are advertised on TV during her show. It really makes me crazy that the marketers focus so much attention on kids. We will walk through the store and look at items, all the while she is spouting off lines from commercials. Needless to say, we talk about money on a regular basis. The MonsySmart Family System is a great tool for parents of kids any age! It talks about helping preschoolers through young adults manage the minefield of finances. I was very impressed with the chapter on friendships through the child's life and how parents can help their kids understand that they do not have to have the same things or spend the same amounts as everyone else on weddings, prom, toys, etc... It is worth the read!

I was given this book free through Thomas Nelson Publishing's Booksneeze program, but all of the opinions are my own.

Thursday, January 3, 2013

What is Borax?

I was given a box of Borax by Purex Insiders in exchange for a blog review. Of course, all of the opinions that I express are my own!

So What is Borax? According to 20 Mule Team, Borax is 100% natural mineral from the earth. Once removed from the ground it is washed, dried and boxed for consumers. Borax is the common name for sodium tetraborate: a naturally occurring substance produced by the perpetual evaporation of seasonal lakes. They add nothing to Borax, no phosphates, chlorine or other chemicals. One of the main things that Borax does is helps detergent work better by softening the water. We don't have extremely hard water like some parts of the country, but we do have minerals and tannins in our water. Anything that helps keep my clothes and removes stains is great!

So what did my precious child want to do with the box of Borax that we received in the mail? Did she want to scrub our kitchen and bath? Did she pull out all of her stained clothes and start doing laundry? Nope! She insisted that the first thing we do with the Borax was to make slime!

How do you make Borax Slime you ask? Mix 1 teaspoon of Borax with 1 cup of water. In a separate plastic bowl, mix 1 bottle of school glue with your favorite food coloring. Add the Borax solution to the glue and mix. Immediately, the glue will become slimy and fun to play with!

While I don't recommend giving it to small children, I feel better knowing that Borax is natural if I am going to let my child play with it. And it will get the stains out of her clothes!

Wanna try Borax? I have coupons for my loyal blog readers! Shoot me a comment below and we will pick the winners in a week!